Long-Term Care Cost Estimator
Estimate long-term care costs in your state and calculate how much you need to save or insure for future care needs.
Nursing Home Cost Estimator
Start with a 2025 national median or replace it with a current quote from a facility in your area.
Edit this amount using a written facility quote for a more relevant estimate.
% per year
Planning estimate
- Starting monthly cost
- $9,581
- First 12 months
- $114,972
- Monthly cost in final year
- $10,164
- Estimated 3-year total
- $355,367
The default 2025 national medians are $9,581 per month for a semi-private room and $10,798 for a private room, based on the CareScout Cost of Care Survey. The calculator compounds the entered monthly cost once per year at 3.0%. It does not estimate Medicare, Medicaid, insurance, taxes, deposits, or ancillary charges.
Source: CareScout 2025 Cost of Care Survey. Facility prices can differ substantially from national medians. Confirm current rates, included services, and payer rules directly with facilities and benefit administrators.